Personal Injury Lawyer Metairie, LA

Personal Injury Lawyer Metairie, LAIf you have sustained injuries in an accident caused by another party, you may want to speak with a Metairie, LA personal injury lawyer. You deserve to be compensated for your losses. A lawyer can help you hold the right people accountable and protect your legal rights.

What You Shouldn’t Believe About Personal Injury Cases

No matter what kind of accident you have been in, it is important to know the facts about personal injury cases. There is a lot of misinformation out there. Here are some common myths about personal injury cases that you should not believe.

  • The at-fault party will pay all the costs. This is one of the most common misconceptions about personal injury cases. Some people are hesitant to pursue personal injury claims because they assume the responsible party will be responsible for paying all the costs. They might not think the person has enough money to pay. The truth is that the at-fault party’s insurance company will most likely cover the costs.
  • You can file a personal injury claim at any time. Unfortunately, some people miss out on compensation because they believe this myth. The truth is that you have a limited amount of time to pursue a personal injury claim. In Louisiana, the statute of limitations to file a personal injury claim is just one year. After the deadline has passed, you will no longer be eligible to pursue compensation.
  • It’s not a good idea to file a personal injury claim against family and friends. As a Metairie personal injury lawyer can confirm, some people may feel guilty about filing personal injury claims against friends and family members. However, if you got hurt at a friend or family member’s property, you should not hesitate to file a claim. As mentioned above, the person’s insurance company will most likely be responsible for the costs.
  • Personal injury claims often take years. Some people may shy away from pursuing a personal injury claim because they think the process will take too long. However, not all personal injury claims take years to resolve. If your case is fairly straightforward and you work with an experienced lawyer, it could wrap up in several months.
  • You shouldn’t file a personal injury claim over minor injuries. Even if your injuries are fairly minor, they can still result in expensive medical bills. They can also worsen over time. That’s why it’s still important to file a personal injury claim.
  • The insurance company will be fair. If it is clear that the other party’s at-fault, you might assume that the insurance company will automatically offer you fair compensation. However, insurance companies care about their bottom line first and may try to get away with offering you less than what you deserve. That is why you shouldn’t communicate with the insurance company without your lawyer.

Your Obligations Regarding Insurance After an Accident 

Following an accident, you may have certain duties regardless of your intent to file any kind of claim. Many people who have been in an accident, whether it is a slip and fall accident, a dog bite accident, or a car accident, do not know immediately that they are going to file a claim. They may want to take a step back and assess the damage, the injuries, and whether they think what happened will truly impact their life. Even still, you may be required to report certain injuries or property damage to, at the very least, your own insurance. How does this change when you want to file a personal injury claim with someone else’s insurance? 

What must you do after an accident in Louisiana? 

The first thing you will need to do is speak with your own insurance company. If you were in a car accident, you will need to answer certain questions regarding the accident, have a specific person examine your car, and provide the agents with certain documents that they are looking for. When you are hoping to pursue an injury claim, things become more complicated. The other party’s insurance will most certainly want to call you as soon as possible. 

Why does the other party’s insurance have such an interest in what I have to say? 

Much of what you have to say will direct which way your case will go. In fact, what you have to say is so important that it is truly best you do not speak with the other party’s insurance except through your lawyer. The insurance agent will try to get you to say every detail you can think of pertaining to the accident. The more you talk, the more ammo they have to use against you when you file a claim. Insurance agents can twist what you say to make it sound like you were partially or entirely responsible for the accident occurring. 

What kinds of tactics do insurance adjusters use? 

If they can get you on the phone, they will likely do what they can to get you talking and to avoid going through a lawyer. They may be so eager to settle this case that they offer you a settlement right off the bat. This sounds pretty great, right? No need to get lawyers involved and you’re already getting compensation without fighting for it. This may seem like it will make the process simpler, but truthfully, you likely have no idea how much your claim is worth. Having a lawyer by your side will help to shed light on what kind of compensation you deserve following your accident and will ensure you are taking into account all your current–and future–expenses. 

It may sound like it is more hassle and expense to have a lawyer. However, working with a lawyer during a personal injury claim is not supposed to drain all of your time and resources. They are supposed to take the burden off of you and ensure you get the fair amount of compensation you deserve. Give our firm a call to see what more we can do for you. 

Schedule a consultation with a Metairie personal injury lawyer from The Law Offices of Frank D’Amico, Jr. today.